From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds mentioned in the market mainly refer to securities investment funds. Here, Bian Xiao will share with you whether the fund has plummeted, so that everyone can learn.

Should the fund plummet and buy again?

After the collapse of the fund, whether to clear the position and buy again can be investigated from many aspects, such as the thickness of its own funds and the overall market situation of the fund. If it is because the overall market of funds is not good, the market falls again, and most funds are in a state of sharp decline, then even if they are cleared for repurchase, they will lose money; If the loss is due to the poor stock selection of the fund manager or the poor performance of the fund, then you can clear the position and buy again.

Of course, if investors don't have much money, they can choose to cut the meat when the fund continues to plummet and buy it at the turning point, that is, when the fund is about to rise. Only by holding fund investments for a long time can you make money. This is based on a stable market. Does not mean that the fund has been held. If it is a short position, you can withdraw funds more quickly. If you have been holding without adding or reducing positions, then it is basically difficult to return to the original.

After a continuous plunge, the fund can sell some at each rise, or sell a stop loss as soon as possible. It is very important for the fund to take profit and stop loss. As the saying goes, "the apprentice will buy it, but the master will sell it." It is more important for fund investment to find a buying point than a selling point. As long as you sell it at the right time, you can get better profits or reduce losses. In the case of fund collapse, timely stop loss is profit. If you are reluctant to sell, it will only increase your losses later.

The fund has been falling. Do you want to sell it?

First of all, look at what fund you bought. People who have this problem must have bought those high-risk funds, such as stock funds and partial stock hybrid funds. If they buy low-risk funds, this problem will basically not exist.

Then, if it is a high-risk fund such as a stock fund, will it continue to fall or even fall? Probably not. Because the rise and fall of stock funds have a lot to do with the stock market, even determined by the rise and fall of the stock market, and the stock market has never only fallen but not risen.

Of course, for a falling stock fund, whether it can return blood when the stock market picks up depends on whether it can persist until the market picks up. When the market is bad, the number of funds that cannot be liquidated will also increase. However, even if the continuous decline leads to the liquidation of the fund, its net value will not fall, and there will still be surplus.

Therefore, for a falling fund, as long as there is no risk of liquidation, you can always hold it and don't need to sell it.

Should funds be cleared before buying when they fall sharply?

Whether the funds are cleared or not depends on the specific situation. If the purchasing fund manager has poor ability and is not optimistic about the fund, he can choose to clear the position and transfer the investment target. If there is a market crash and bear market, it is best to clear the position or reduce the position to reduce the risk.

It should also be noted that if the historical performance of the fund is good, the fund manager is capable, and the market is just adjusted back, not only can you not clear your position, but you can also choose to increase your position at the low level of the adjustment.