The money paid by the medical insurance unit went to the overall account. The medical insurance fund consists of overall funds and individual accounts. All the basic medical insurance premiums paid by employees are included in personal accounts, and part of the basic medical insurance premiums paid by employers are used to set up overall funds and part of them are included in personal accounts. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees.

Medical insurance refers to social medical insurance, which is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection.