The relationship between the payment base of medical insurance and wages is as follows:

First of all, the payment base of medical insurance is usually related to the salary income of individuals. In many cases, the base of medical insurance payment is determined according to the average monthly salary of employees in the previous year. This means that if a person's wage income changes, his medical insurance payment base may also be adjusted accordingly. However, this correlation is not absolute, because the determination of medical insurance payment base is also affected by other factors.

Secondly, the determination of medical insurance payment base also needs to consider the local average social wage level. In some areas, the upper and lower limits of the medical insurance payment base will be determined according to a certain proportion of the average wage of the local society. This means that even if a person's salary is high or low, the actual amount of his medical insurance payment base may be limited to some extent.

in addition, the determination of medical insurance payment base may also be affected by policy adjustment. With the continuous improvement and reform of the medical insurance system, the way to determine the medical insurance payment base may also change. For example, the government may adjust the upper and lower limits of the medical insurance payment base according to the social and economic development and the operation of the medical insurance fund.

The benefits of paying medical insurance are as follows:

1. It is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers and makes them work with peace of mind, which can improve labor productivity and promote the development of production; on the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences to reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

to sum up, there is a certain relationship between the payment base of medical insurance and wages, but this relationship is not completely equivalent. The determination of medical insurance payment base is influenced by many factors, including individual wage income, local average social wage level and policy adjustment. Therefore, in practice, individuals and units need to know the local medical insurance policies and regulations in order to accurately determine the medical insurance payment base and pay the medical insurance expenses on time.

Legal basis:

Article 23 of the Social Insurance Law of the People's Republic of China

Employees shall participate in the basic medical insurance for employees, and both the employer and the employees shall pay the basic medical insurance premium according to the national regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.