1. Time limit for fund redemption
The limit of fund redemption refers to the time interval from the time when an investor submits a redemption application to the time when the redemption money reaches the investor's account. Different fund companies will have different redemption time limits. Generally speaking, the redemption time of bank funds is short, usually 1-2 working days; The redemption of stocks and bond funds takes a long time and takes 3-5 working days. In addition, the efficiency of the fund company will also have an impact on the redemption prescription. Investors can learn about the redemption time limit of the corresponding fund at the fund company official website or the fund sales organization.
2. Fund redemption method
There are also many ways to receive fund redemption money. Generally speaking, there are two main ways: bank card transfer and check form. Bank card transfer is a common redemption method, which requires investors to fill in the bank card information in the redemption application, and the redemption money will be directly credited to the investor's bank account. The form of check is that the fund company writes the check first and the investor goes to the bank to cash it.
3. Fund redemption inquiry
Investors can inquire about the redemption of funds through official website of each fund company and fund sales organizations. Official website, a fund company, generally provides redemption inquiry function. Investors can enter the fund account number or redemption application number for inquiry. Fund sales organizations can also provide corresponding inquiry services. In addition, some fund companies will also provide SMS, WeChat, APP and other ways to check the redemption situation.
4. Problems needing attention
Investors should pay attention to the following issues when redeeming funds:
-The term and payment method of fund redemption may be different due to the fund type, fund company, redemption time and other reasons, and investors should carefully understand it;
-Investors need to confirm that the bank card information is correct, so as to avoid the failure of account arrival;
-When redeeming large amount of funds, it is recommended to handle it at the bank business window to ensure the safety of funds;
-When inquiring about the redemption of this fund, investors should carefully check the redemption application number and fund account number of this fund to avoid failure due to input errors.