"Safe deposit" refers to the RMB-specific time deposit products provided by Minsheng Bank to customers, and pays interest to customers on a monthly basis according to the agreed deposit term and interest rate of the products. Can be handled through mobile banking, online banking, business outlets and other channels. Support multiple early withdrawals. If the principal is withdrawn in advance, the interest will be calculated according to the actual deposit period of the principal and the interest rate of the lump-sum fixed deposit listed by our bank, and the excess interest will be refunded. .

1. Initial deposit amount: 10000 yuan. There is no requirement for the incremental purchase amount, which can be accurate to the minute.

2. The storage period is divided into one year, two years, three years and five years;

3. Corresponding interest rate: the bank will announce it to you on the day of signing the contract. After the contract is signed, if the interest rate announced by the bank is adjusted during the product duration, interest will not be calculated by installments, and the interest rate at the time of signing the contract will still be implemented.

4. Maturity treatment method: When the signing voucher is debit card "Anxin deposit", the principal and interest will be transferred to the signing account in two batches, and the "Anxin deposit" account will be automatically closed. The principal and interest of the "Anxin deposit" signed as the certificate of deposit will not be renewed and deposited into the "Anxin deposit" account. Customers must close their accounts at our outlets with proof of deposit. When closing the account, we will pay the principal of Anxin deposit, retained interest due and current interest from the due date (inclusive) to the account closing date (exclusive) to the customer.

Peace of mind deposits support early withdrawal. The remaining amount after early withdrawal cannot be less than the initial deposit amount. If the remaining amount is less than the initial deposit amount, the contract will be cancelled. If the customer withdraws the money in full in advance, the contract is terminated and the account is closed.

: Minsheng Bank

China Minsheng Bank (SSE: 6000 16 HKEx: 0 1988) is the first commercial bank initiated by private capital in China, which was established at 65438+ 10/2. The major shareholders of 1996 include New Hope Group in Liu Yonghao, Dongfang Group in Zhang Hongwei and China Oceanwide Holdings in Lu Zhiqiang.