The base market is relatively stable than the stock market, but many people buy stocks. The real reason is the pursuit of high returns, and the fate of investment is in their own hands. In addition, the handling fee of the stock market is lower than that of the stock market. This is the advantage of buying stocks.

There is a saying that "the eyes of the public are discerning" means to buy funds or stocks. After careful consideration, many people will eventually choose to buy stocks instead of funds, mainly for the following three reasons. Reason one: the income from buying stocks is greater than the temptation of funds.

It is an indisputable fact that the base market is more stable than the stock market. It is precisely because the base market is more stable than the stock market, and the fluctuation is not so great, which leads to certain defects in the fund's price difference. It is indeed more difficult to earn a certain price difference in the fund than the stock market.

unlike buying stocks, stocks fluctuate greatly, and there will be a price difference as long as the stocks fluctuate. Whether it is low-sucking, high-throwing or high-throwing, there will be a profit as long as there is a price difference, which is what makes the fund more attractive than the stock market.

For example, in science and technology innovation board and Growth Enterprise Market, the price is limited to 2%, which means that the amplitude of these stocks is 4% in a single day, which is already very large, giving investors a lot of temptations; To put it bluntly, many people choose to buy stocks, mainly because they want to get rich overnight from the stock market and earn high returns before choosing stocks. Reason 2: You should control your own destiny when investing, and don't want to be controlled by others

The threshold for stock trading is extremely low. When you are over 18 years old, you can go to a securities company to open a securities account with your ID card, and then transfer the money into the securities account, as long as the capital account is rich; The fate of stock trading is in your own hands, that is, what stocks to buy, when to buy, when to sell, whether you win or lose, you have to bear it yourself, and no one interferes.

But buying a fund is different. The fate of the fund is in the hands of others. Buying a fund actually means giving your own money to the fund company and then giving it to the fund manager for management again. The profit and loss of the fund is directly related to the fund manager. If you meet a good fund manager, you will make a profit. If you meet a poor fund manager, you will lose a lot.

Therefore, buying stocks means that investors control their own destiny, while buying funds means giving their destiny to others, which is the biggest difference between them. Therefore, it can be concluded that the key reason why many people are unwilling to buy funds and choose to buy stocks is that they don't trust fund companies and fund managers. They always feel that it is no good result to give money to them for investment, and they would rather do their own stock trading than give money to fund managers for management. Reason 3: The handling fee of stocks is lower than that of funds < P > There are three main handling fees for stock trading, namely stamp duty, brokerage commission and transfer fees; Among them, stamp duty is collected in one direction according to .1% of the transaction amount; The brokerage commission is the lowest in 5 yuan, which is insufficient for 5 yuan to collect according to 5 yuan. At present, the brokerage commission is generally in 2.5 yuan, and it is collected in both directions; Transfer fees charges .2% in one direction, which is 2/1,, and the overall handling fee is relatively low.

unlike buying a fund, there are many fees for buying a fund, including subscription fee, management fee, sales service fee, custody fee, redemption fee, etc. Generally, the fee for buying a fund is charged at 1.5% after the discount, and for some fees that are not preferential, it is charged at 3%, which is definitely higher than the fee for stocks.

Take 1, yuan as an example. If the handling fee of 1, yuan for stock trading is around 15 yuan, and the expenses for buying funds add up, at least it will be between 2 yuan and 3 yuan. Obviously, the expenses for buying funds are higher. As time goes by, buying funds needs to pay more investment costs than buying stocks, so the profits have been compressed. This is the defect of buying funds and the internal factor for everyone to choose to buy stocks.

summary

Based on the above analysis, we know that funds are more stable than stocks, but there are still many people who are unwilling to buy funds and choose to buy stocks, because the stock yield is higher. Stocks are bought and sold by themselves, and they control their own destiny; The most important thing is that the cost of buying funds is higher, which is the internal factor that many people refuse to buy funds.

In short, it should be clear that investment is risky, whether buying funds or stocks, the ultimate goal is to make money. As long as you can make money in funds or stock markets, it is king.