After the death of the new rural cooperative medical system, there is no subsidy. However, the balance of personal account funds can be inherited according to law. According to relevant regulations, pension benefits consist of basic pension and personal account pension, which are paid for life. All localities can raise the basic pension standard according to the actual situation. For rural residents who have paid for a long time, the basic pension can be appropriately increased, and part of the increased and increased funds will be paid by local finance. When the insured dies, the balance of personal account funds can be inherited according to law, except for government subsidies; The balance of government subsidies is used to continue to pay the pensions of other insured persons.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 18

The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.

Second, how to subsidize the death of rural endowment insurance?

1, insured persons, including insured payment personnel and those who enjoy pension insurance benefits. After death, their immediate family members or relevant personnel shall go through the formalities for cancellation of the old-age insurance relationship with the agricultural insurance agency within one month;

2. After the death of the insured payer, the principal and interest of the old-age insurance premium paid by the individual in his personal account and subsidized by the village collective can be returned to his legal heir or designated beneficiary, and the old-age insurance relationship is terminated;

3. After the death of the person who enjoys the pension insurance benefits, the principal and interest balance of the pension insurance premium paid by the individual in his personal account and subsidized by the village collective can be paid to his legal heir or designated beneficiary in one lump sum, and the pension of the deceased for four months before his death can be paid as funeral expenses from the social pooling fund in one lump sum to terminate the pension insurance relationship.