How many days does it take for bank financial payment to arrive?
After the bank's wealth management products are redeemed, the arrival date of the principal and income is generally 2 working days, that is, T+2 days, which is subject to the actual arrival time. In fact, the arrival time is clearly stipulated in the product manual, and the payment time of wealth management products of different banks is also different.
For example, the redemption time limit of China Bank's wealth management products:
1 Personal wealth management products, due to the investment mode, overseas investment, a little longer time for fund recovery, etc. , the date of receipt of funds may exceed 2 working days. Please refer to the agreement in the product manual for details. If the product expires or redeems in more than one working day, it will generally arrive earlier than the agreed working day.
2 Closed products with expected returns generally arrive after T+ 1 PM 17.
3. After the self-operated RMB wealth management products expire, the income and principal are recorded at the same time, but only twice.
4 There is no difference between principal and income in the wealth management products on consignment, and the funds received by the products are calculated by multiplying the shares confirmed by the expiration or redemption of the products by the net value of the products, regardless of the principal and income.
The redemption time of wealth management products will also vary with different products, such as T+ 1 day for money funds, T+3 days for bond funds and T+5 days for stock funds. See the financial product manual for the specific arrival time.