Any husband and wife should realize that starting a family will bring some daily expenses, such as monthly rent, water, electricity, gas, insurance policies, grocery bills and any expenses related to children, which should be paid by public deposit accounts. According to the income of the couple, everyone should take out an appropriate share and deposit it in this public account.

In order to make this public fund run well, there must be some fixed arrangements for the couple to replenish the fund regularly and use it reasonably. Monitor your financial expenses * * * Usually, one of the husband and wife will be the financial supervisor at home, in charge of family expenses, because she (he) has more free time or is more willing to take on this job.

However, this does not mean that another person can't ask about the financial situation at home. Stay independent Many financial advisers agree that any individual should have his own private account. It should be noted that you should record your consumption truthfully. Everyone should apply for life insurance, so that once one party encounters misfortune, the other party can have some protection, at least financially.

Establish a retirement fund. Generally speaking, women live longer than men. Based on this, newlyweds should have their own retirement plans, and your spouse can become the beneficiary of your retirement fund in the form of individual retirement account or pension plan.