QDII fund refers to investing domestic assets in overseas trading markets, such as investing in financial markets of Hong Kong stocks, US stocks, Japan, South Korea and Britain. The Shanghai-Hong Kong-Shenzhen Fund participates in investment through the channel of Hong Kong Stock Connect. In addition to Shanghai Stock Connect and Shenzhen Stock Connect, it can also buy A shares. There is little difference in rates between the two, and the rates are similar.

In addition, from the investment perspective of the fund manager, if he buys a QDII fund and the fund manager divides the money to invest in Hong Kong stocks or Hong Kong Stock Connect, he will not suspend the subscription, but the QDII fund will be converted into currency, and the subscription may be suspended when the exchange rate quota is used up.

Generally speaking, if you want to invest in a wider range of stocks in overseas markets, you can choose QDII funds. If you only want to invest in Hong Kong stock funds, you can buy Shanghai and Shenzhen Hong Kong stock funds.