Secondly, any investment, any product, not talking about risks, only talking about income is hooliganism; If something goes wrong, there must be a demon (the income does not match the risk); If you think it is a sound investment, please look at 1 and 2 points again!

Next, I will mainly talk about the observation of these investment varieties in recent years.

Variety introduction:

1. Fund:

Annual rate of return: -50% ~ 100% is possible, depending on the type of fund, mainly influenced by the market and fund managers.

The most common is the money fund, the balance treasure that most people have heard of, the main cash management tool, and the best function is the balance treasure. It is suggested to match the monetary fund of another fund company to hedge.

2. stocks

The annual rate of return:-100% ~ 1000% is possible, depending on the concentration of shareholding and investment ability, there are too many influencing factors. ...

It is generally not recommended that others toss stocks.

3、P2P

Annual yield: 5% ~ 20%! Last year, the Interim Measures for the Management of Business Activities of Personal-to-Personal Lending Information Intermediaries came out, and the theme of 20 16 was compliance and rectification, and those who fail to comply will die!

At the beginning, individual cases, such as the e-rental incident, were typical "a mouse excrement ruined a pot of porridge", which made people in the industry look down on each other and distrust each other, feeling as if everyone else was a mouse excrement. But now the whole industry is much cleaner, but P2P is still very important when choosing a platform! Select a platform to view compliance, attitude and transparency in the compliance process.

However, P2P investment is really convenient, which is also one of his major advantages. It is recommended to choose a larger platform when choosing, and to have capital deposits (to avoid the fund pool and the money running away), and to see the service attitude of customer service and whether his official WeChat account is diligent. Here are some good ones I have tried myself: Renren Loan, lufax, dragon stamp Jin Fu!

Above, just talk and laugh.