Many people choose investment funds because everyone around them is doing it. The so-called lazy investment, the so-called time-saving and labor-saving, the so-called compulsory savings, the so-called risk diversification and so on. Both are the advantages of the fund's fixed investment. It is often heard that the fund's fixed investment is expensive. Is persistence really enough? What is the process of a complete fund investment?

Although the fund's fixed investment is simple, it also has certain ideas. Here, I will give you a detailed introduction to the complete process of the fund's fixed investment.

The first step: establish a portfolio and start a fixed investment.

The first step of the fixed investment of the fund is to build a complete fund portfolio, which can simultaneously achieve the purpose of diversifying risks and meet investment needs. The fixed investment of the fund itself has achieved the purpose of diversifying risks. The diversification risk of our portfolio is not considered from the fund category. Monetary funds and bond funds have little volatility and low risk coefficient, so there is not much significance of fixed investment. Fixed investment is mainly stock funds, hybrid funds and index funds. When diversifying risks, try to achieve full coverage of the industry. From the perspective of different fund companies choosing funds, the number of a fund portfolio should not be too much. It is reasonable and convenient to ensure that there are 4 to 7 funds.

Step 2: Set the take profit point.

Take profit and stop loss is a very important concept in investment and financial management. Stop loss can help you reduce losses, and take profit can help you keep profits. In the fixed investment of funds, we hardly talk about the concept of stop loss, unless the selected funds have undergone great changes, resulting in a sharp decline in returns. We can give you an observation period of three to six months. If the performance of the fund continues to be poor, we need to consider changing the fund. Back to the topic of take profit, we are talking about a specific profit point, such as 50% profit and 80% profit. Set this target point and wait for market feedback.

Step 3: Redeem at the profit point.

I always remember the classic wall street saying: all the bulls and bears in the stock market can make money, and only greedy pigs will be slaughtered, which is not rude. When the market environment is relatively good and has reached the preset profit-taking point, it is necessary to redeem it decisively to ensure the discipline of the transaction. Don't always say with luck that since you have made money, you are waiting to make more money and break your plan at any time, which will only make the investment unable to continue normally and face great risks.

Step 4: reinvest after making a profit.

When the profit point is reached, the fund is redeemed and the investment is over? Of course not. After profit-taking, you should choose a new round of fund purchase. If you are still optimistic about this fund, you can also increase the amount of fixed investment and invest in this fund again.

Step 5: Set the take profit again.

After entering a new round of fixed investment, it is still necessary to preset a profit point, keep the pace of investment, reach the profit point, redeem it immediately, and then invest again, so as to enjoy the benefits of compound interest together.

The fixed investment of the fund can be said to be an infinite cycle process, so that the operation can maximize the retained fixed investment income. The above is the operation process of the fund's fixed investment, and I hope it will help you.