cash deposit
how much is the deposit?
South Korea's deposit has been rising in recent years, from several thousand dollars to 20 thousand dollars in undergraduate colleges. According to the different projects applied by the school, the amount and duration of the deposit are also very different.
Language institute deposit
First of all, the deposit of the Language Institute is generally 70,000-65,438+10,000 RMB, and the freezing time is generally half a year. The gap between Seoul schools and local schools is not very big.
Undergraduate and postgraduate deposits
Applying for the deposit of undergraduate and university requires about 65,438+00 to 65,438+05,000 RMB, and the freezing time is 6 months to one year, but the deposit of some local public schools may be slightly different, about 65,438+00,000 RMB.
How long will the deposit be frozen?
In addition to the different amount of deposit, the freezing time of language college and undergraduate college is also different.
A semester in a language school is two and a half months, plus a holiday of about 15 days, which can be regarded as a semester of three months. Generally, most schools applying for language schools require at least two semesters, in other words, at least six months, so the deposit freezing time of language schools is relatively short, about six months, but it takes a long time, usually six months to one year, because the visa types of undergraduate and university are different.
So the simple summary is that the number of language schools is small, the time is short, and the number of undergraduate students is long.
How to deal with the deposit?
It's actually quite simple. Domestic banks can handle certificates of deposit, but for safety reasons, I suggest students go to big banks, such as China Bank, Agricultural Bank, China Construction Bank and Industrial and Commercial Bank. The certificates of deposit made by these banks have a high "gold content" and are recognized by major schools in Korea.
And when you apply, you'd better make a deposit certificate in the name of the applicant. Because the deposit certificates submitted to some schools in the name of parents need additional notarial certificates of kinship and extra time and money to do notarization, I suggest that they be simple and clear in the name of the applicant himself, so there is no worries.
For students who apply for a Korean visa in China for the first time, I suggest adding a deposit certificate to the number of schools they apply for, just in case they apply for a visa.
But not all students are suitable for making certificates of deposit in China. For example, students who are already in Korea, I suggest that you make a deposit certificate in Korea when you go to school. Because the deposit certificates of Korean banks do not have a long freezing period, and they can be used after 24 hours of freezing, but because of the short freezing period, the validity period is only one week.
Procedures for handling deposit certificates
1. To go to the local bank counter, you need to bring relevant documents: original ID card, certificate of agent relationship, and original ID card of representative. Therefore, if parents issue deposit certificates on behalf of students, they must bring the original student ID card and the birth certificate/household registration book to prove the relationship.
2. You don't need to make an appointment in advance to handle the deposit certificate. When you arrive at the lobby, tell the receptionist directly that you can apply for the certificate of deposit for studying abroad, and you can collect it at the scene on the same day. Be sure to pay attention to the number of copies issued, and don't miss it.
3. The fee for handling the personal deposit certificate is 1 copy of RMB 20. You can deduct it directly from your card or pay it directly in cash. Make sure there is extra money in the card.
4. Personal deposit certificate must be a cash account, not a wealth management product.
5. It must be fixed for one year first. If it is frozen for one year, it is not allowed to freeze the current account.
6. After opening, scan the original clearly and check it for us. After confirmation, submit the original to us.
Matters needing attention
1. The original deposit certificate submitted by Korea will not be returned regardless of whether it is accepted or not.
2. Once the funds are frozen, they cannot be unfrozen in advance, but can only be unfrozen at maturity. If you want to unfreeze/change the certificate of deposit in advance, you must return the original to the bank. If you have issued several copies before, you must return them all.
3. Many students have frozen 65,438+million when studying in language schools, and 65,438+million has not expired when applying for undergraduate courses. The way is to save150 thousand yuan. However, if the allocation of funds at home is limited, you can continue to deposit 50,000 yuan in the original account, and then postpone the freeze for one year and issue a new deposit certificate.