Monetary fund is one of the types of funds, and it is the fund with the least risk. Suitable for many conservative or steady investors to buy. Although the risk of money fund is small, it is not difficult to choose, but you should pay attention to the method, so that your overall income of money fund will be high.

How to choose a money fund?

1. The bigger the scale, the better.

The larger the size of the money fund, the less pressure it will have in dealing with the large redemption of investors, so the less impact it will have on the operation of the money fund and the less impact it will have on its income.

The more stable the income, the better.

The income of the money fund is not fixed. The income of money fund is closely related to the trend of national debt yield and the degree of market liquidity, with little fluctuation. For investors, if the annualized returns of the two money funds are similar, it is better to choose the money fund with relatively stable returns.

3. Choose the old fund

With the growth of age, money market funds become more and more popular. Old funds are generally mature in operation, have certain investment experience and hold more high-yield varieties. It is a wise choice to choose a money fund with a long history and relatively stable performance.