The fund has certain risks, that is, it may lose money. From the perspective of buying funds now, I always lose a lot. However, buying a fund is actually a long-term thing. It is normal to have no income for a short time. Generally, it takes at least one year or even three years to get a relatively stable income. This short-term market actually needs to be judged according to market conditions, which is unstable at this time.
If the timeline is lengthened, its yield will become relatively stable at this time. Generally speaking, if you hold it for more than one year, you will basically lose money. Unless you encounter a particularly bad market, this time has a great impact on your own income. Otherwise, under normal circumstances, it can have some stable income. For example, some funds have even increased by more than 100% in the past year, and there are 200,000 in hand at this time. If you just buy this fund, its income plus principal will be 400,000, which has doubled. Such a high income is certainly what many people want to have, and at the same time they need to bear certain risks.
So when I have 0.2 million/200 thousand, I will judge what kind of investment products I need to buy according to my personal investment and financial planning, and at this time I will choose investment funds, because the risks and returns of funds will be smaller than stocks, which is beyond my risk tolerance and I can't buy them with peace of mind. So it is a good idea to choose fund investment at this time.
Recommended reference for investment projects of about 200,000 yuan:
1, open a snack bar
Snacks have always been a hot topic. Many snack businesses are booming. The business cost of making snacks is very small, but it is very profitable when it is sold. When choosing to do snack business, you should pay attention to your hygiene and the freshness of ingredients. Opening a snack bar is still very profitable. It is one of the 200,000 entrepreneurial project options.
2. Lottery service station
200,000 yuan, if you want to earn more, you can open several lottery service sites. This entrepreneurial project first considers geographical location and environmental factors. Whether it is a sports lottery or a welfare lottery, the location of the betting station is very important, with a good location, a large flow of people and a high sales volume. It is also necessary to keep a corresponding distance from the original outlets, so as to have more enough customers.
3. Open a car beauty shop
There are a large number of cars in China, which is a potential consumer market. Doing automobile beauty business is a relatively good 200,000 yuan entrepreneurial project. A large number of people choose to drive their own cars, and doing car beauty business is more promising. The cost of car beauty shop investment is not very big, and it is also a popular choice of 200,000 yuan entrepreneurial project.