The 1996 work-related injury insurance regulations are: (1) If medical expenses, funeral expenses, nursing expenses, disability equipment fees, and lost wages have been paid for traffic accident compensation, the enterprise or work-related injury insurance agency will no longer pay corresponding benefits (for traffic accident compensation)

Lost wages are equivalent to work injury benefits).

If an enterprise or work-related injury insurance agency advances relevant expenses in advance, the employees or their relatives shall repay them after receiving compensation for traffic accidents.

(2) If the death compensation or disability living allowance paid for traffic accident compensation has been received by the injured employee or his relatives, the one-time death benefit or one-time disability benefit from work-related injury insurance will no longer be issued.

However, if the death compensation or disability living allowance paid for traffic accident compensation is lower than the one-time work-injury subsidy or one-time disability subsidy of work-related injury insurance, the enterprise or work-related injury insurance agency shall make up the difference.

Extended information: Decision of the State Council on Amending the "Regulations on Work-related Injury Insurance" The State Council decided to amend the "Regulations on Work-related Injury Insurance" as follows: 1. Article 2 is changed to: "Enterprises, institutions, and social groups within the territory of the People's Republic of China and the People's Republic of China"

, private non-enterprise units, foundations, law firms, accounting firms and other organizations as well as individual industrial and commercial households with employees (hereinafter referred to as employers) shall participate in work-related injury insurance in accordance with the provisions of these regulations to cover all employees or employees of the unit (hereinafter referred to as employers)

Employees) shall pay work-related injury insurance premiums.

, all have the right to enjoy work-related injury insurance benefits in accordance with the provisions of these regulations.

2. Paragraph 2 of Article 8 is revised to read: “The state determines differential rates for industries based on the degree of work-related injury risks in different industries, and determines several rate levels within each industry based on the use of work-related injury insurance premiums, the incidence of work-related injuries, etc.

.

Industry differential rates and intra-industry rate levels shall be formulated by the social insurance administrative department of the State Council, and shall be promulgated and implemented after being submitted to the State Council for approval.

3. Article 9 is revised to read: “The social insurance administrative department of the State Council shall regularly understand the income and expenditure of work-related injury insurance funds in all coordinating regions across the country, promptly propose plans for adjusting industry differential premium rates and intra-industry premium rates, and submit them to the State Council for approval before publishing them.

Implementation.

"4. A paragraph is added to Article 10 as the third paragraph: "For industries where it is difficult to pay work-related injury insurance premiums based on total wages, the specific method of paying work-related injury insurance premiums shall be stipulated by the social insurance administrative department of the State Council.

5. Paragraph 1 of Article 11 is revised to read: “Work-related injury insurance funds shall gradually implement provincial co-ordination.”

6. Article 12 is revised to read: "The work-related injury insurance fund shall be deposited into the special financial account of the social security fund to be used for work-related injury insurance benefits, labor ability appraisal, work-related injury prevention publicity, training and other expenses stipulated in these regulations, as well as laws and regulations

Payment of other prescribed expenses for work-related injury insurance.

"The specific methods for the extraction ratio, use and management of work-related injury prevention fees shall be stipulated by the social insurance administration department of the State Council in conjunction with the finance, health administration, work safety supervision and management and other departments of the State Council. "No unit or individual may use work-related injury insurance funds for investment operations

, build or renovate office space, issue bonuses, or use it for other purposes.