1, cheap. I think the biggest advantage of the new fund subscription is that it is cheap, which is reflected in the net value of the fund and the subscription fee. The net value of the new fund subscription is 1 yuan, which means we can buy a fund at the lowest cost. If you are optimistic about this fund, it is still good. Compared with the same fund, the fund collects the subscription fee during the raising period and the subscription fee during the opening period. The subscription fee is generally 1%- 1.2%, and the subscription fee is about 1.5%. The subscription fee for new funds is generally not discounted, so the funds purchased during the subscription period are generally cheaper. The subscription fee of the old fund is generally 10% off on all major platforms, so the new fund has no advantage in cost.

2. Relatively stable. There is a saying in the fund market that "the bull market buys the old and the bear market buys the new", because when the market environment is good, the new fund can't beat the old fund, and when the market environment is frustrated, the new fund is more resilient, and the most important thing is the shareholding ratio. When the subscription period of the new fund expires, it will enter a closed period, usually 3 to 6 months. Closed period means that the fund manager realizes the investment strategy. When opening positions, stock positions are generally not very high during this period. The allocation ratio of stocks is the biggest influencing factor of fund risk. When the market falls, the new fund is more flexible and stable because of its low shareholding ratio.

3. Newly issued special fund types can enjoy special treatment. For example, the capital preservation fund is purchased during the subscription period, so investors can enjoy the capital preservation treatment when they hold it due.

Tips:

1. The above information is for reference only, and no suggestions are made;

2. Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase. Fund products are issued and managed by Fund Management Co., Ltd. Ping An Bank is only a consignment agency, and the consignment agency does not undertake the responsibility of product investment, redemption and risk management. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 202 1-0 1-22. Please refer to the latest business changes announced by Ping An Bank in official website.

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