Legal analysis: The balance of the medical insurance account can be used in the following ways: 1. Seeking medical treatment and purchasing medicine; 2. Buying insurance; 3. Physical examination; 4. Paying personal medical expenses; 5. Vaccination, including influenza vaccine, rabies vaccine,

Pneumococcal polysaccharide vaccine, hepatitis B vaccine, inactivated polio vaccine and varicella vaccine.

6. Family expenses: In some areas, the remaining funds can be used to pay for outpatient medical expenses of spouses, children, parents and other immediate family members.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

A medical insurance fund is established through employer and individual contributions. After insured persons incur medical expenses for medical treatment, the medical insurance agency will provide them with certain financial compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of units and social members, and coupled with government funding, can enable sick members of society to obtain necessary material help from the society, reduce the burden of medical expenses, and prevent the society from falling ill.

Members become impoverished due to illness.

Legal basis: Article 28 of the "Social Insurance Law of the People's Republic of China" meets the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses, and shall be deducted from the basic medical insurance fund in accordance with national regulations.

Pay.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.

The social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in other places to facilitate insured persons to enjoy basic medical insurance benefits.