Long-term holding is suitable for funds with large fluctuations. Partial stock hybrid funds, stock funds, index funds, linked funds and ETF funds are all suitable for long-term holding, while money funds and bond funds are not suitable for long-term holding.

Investors should choose high-quality funds for long-term holding. We should choose high-quality funds from the following three aspects. The first is to choose a good fund manager, who is the most important factor of fund income. The better the investment level of fund managers, the higher the expected return; The second is to look at the maximum withdrawal index. Exit refers to the interval from the highest to the lowest net value of the fund within a period of time. The lower the maximum withdrawal amount of the fund, the better; The third is to look at historical performance. The higher the historical performance of the fund, the higher the return on investment of the fund.