The little friends who just started to buy funds are most worried about whether they will buy the foundation and lose a lot at once. We need to know that buying a fund does not guarantee the loss of the principal, nor does it guarantee a certain income, unlike bank deposits, which are guaranteed. The following are the relevant contents we have compiled for you.
Generally speaking, buying a fund won't make money, and it won't lose a lot at once. At most, it will only lose the principal. There are many types of funds in the market, and different types of funds correspond to different risks and benefits. The main types of funds are as follows:
Money market funds: good liquidity, low risk, high security, and generally do not lose principal.
bond funds: the risk is lower than that of stocks, so compared with stock funds, bond funds have the characteristics of stable income and low risk, and generally do not lose the principal.
Equity fund: It has high risks and high returns. Compared with debt base and currency, it has super-high profitability, and may lose the principal, but it is also likely to make money.
hybrid fund: refers to a fund that invests in stocks, bonds, money markets and other instruments at the same time, and has no clear investment direction, and its returns and risks are lower than those of stock funds.
from the above, different types of funds have different risk levels. If you want to earn high returns, you can buy fund products such as stock funds and hybrid funds; If the risk tolerance is average, you can invest in fund products such as monetary funds and bond funds.
conclusion: even if the fund suffers serious losses, it will only lose the principal at most, and the people who buy the fund are unlikely to post money in reverse. When investing in funds, you must know more about the basic knowledge of funds, such as trading rules, trading time, trading costs, etc., and don't operate blindly, because fund investment is a risky behavior, and it is easy to lose money by buying funds indiscriminately.