The initial password of the housing provident fund account is 888888 or the last six digits of the housing provident fund account. Usually, the initial provident fund inquiry password is the last 6 digits of the personal registration number, that is, the last 4 digits of the ID number +00 (if the last 1 digit of the ID number is X, it will be postponed by one digit).

Example: the ID number is11010819000509123x, and the password is 9 12300.

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

20 17 on may 27th, People's Republic of China (PRC), the Ministry of housing and urban-rural development, the Ministry of finance and the people's bank of China jointly released the annual report of the national housing provident fund for 20 16. According to the report, in 20 16, there were 2,382,500 paid-in units of housing provident fund. Compared with the previous year, it increased by 2.98% and 5.42% respectively, with 3 1.8 1.000 new account opening units and 0/.61.287 new account opening employees. Deposit amount of housing accumulation fund: 201656.288 million yuan, an increase of 13.84% over the previous year. 20106095438+0.76 million yuan At the end of the year, the total amount of housing provident fund deposit was 45638.

Provident fund withdrawal, 20 16 years, housing provident fund withdrawal amount is11626.88 million yuan, an increase of 5.82% over the previous year. Among them, 93971400 million yuan was extracted for housing consumption and 222.974 billion yuan for non-housing consumption, with an extraction rate of 70.2%, down 5.32 percentage points over the previous year. At the end of 20 16, the total withdrawal of housing accumulation fund was 6,046.359 billion yuan, accounting for 56.99% of the total deposit.

Provident fund personal housing loan. In 2006, the housing provident fund issued 3,274,900 individual housing loans, 1.270 1.7 1 billion yuan, up 4.8% and1%respectively over the previous year; In the whole year, 503.455 billion yuan of personal housing loans were recovered, an increase of 3.2/kloc-0.4% over the previous year; At the end of 20 16, 28,266,300 individual housing loans and 660,665,438+33 million yuan were issued, up by 13. 1% and 23.83% respectively. The balance of individual housing loans was 4,053.523 billion yuan, and the individual housing loan ratio was 88.84%, an increase of 8.04 percentage points over the end of last year. On February 20 16, the People's Bank of China, the Ministry of Housing and Urban-Rural Development and the Ministry of Finance issued the Notice on Perfecting the Formation Mechanism of Deposit Interest Rate in Employees' Housing Provident Fund Accounts. The notice decided to adjust the deposit interest rate in the employee housing provident fund account from the current benchmark interest rate for current and three-month deposits divided by collection time to a unified one-year deposit interest rate from February 20 16 to February 20 1 year. The increased interest rate is 1.50%.

On April 201June 13, Li Keqiang, Premier of the State Council of the People's Republic of China, People's Republic of China (PRC) presided over the the State Council executive meeting, and decided to reduce the social security contribution rate of enterprises and the housing provident fund deposit ratio in stages, reduce the burden on market players and increase the cash income of employees. The meeting decided to regulate and adjust all those higher than 12%, and at the same time, the provinces (autonomous regions and municipalities) will reduce the proportion of housing provident fund deposit in stages according to the actual situation; Enterprises with difficulties in production and operation can not only reduce the deposit ratio, but also apply for deferring the provident fund according to law, and then increase the deposit ratio or resume the deposit and pay the deferred provident fund after the benefits improve.

Universality, urban workers, regardless of the nature of their work units, family income, and whether they have housing, must pay the housing provident fund in accordance with the provisions of the Regulations; Mandatory (policy), if the unit fails to register the deposit of housing provident fund or set up a housing provident fund account for employees, the housing provident fund management center has the right to order it to handle it within a time limit. If no correction is made within the time limit, it may be punished according to the relevant provisions of the Regulations, and may apply to the people's court for compulsory execution;

Legal basis:

Article 13 of the Regulations on the Management of Housing Provident Fund

The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.