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Implementation Plan of Housing System Reform in Jilin City

First, the basic principles of reform

Adhere to the principle that the state, the collective and the individual share the burden, and increase the proportion of individuals in housing investment on the premise of maintaining the existing housing financing channels;

adhere to the principle of simultaneous rent, sale and construction, and form a virtuous circle of raising rent, promoting house sales, recovering funds and promoting housing construction;

adhere to the principle of mechanism transformation and establish housing fund;

fully consider the economic affordability of all parties, make overall plans, implement them step by step, and actively and steadily push forward the reform. Second, the basic content of the reform

(1) Step-by-step rent raising and appropriate subsidies

1. Since the implementation of this plan, unified rent standards will be implemented for both directly managed and self-managed public houses in urban areas.

The public housing is rented according to the "usable area". After the rent is increased, the average monthly rent per square meter of all kinds of public housing in urban areas is about 4 cents (only equivalent to management fees and part of maintenance fees).

In the future, the rent will be raised gradually according to the economic development and the increase of employees' income. At the end of the Eighth Five-Year Plan period, the rent standard should strive to achieve three factors (management fee, maintenance fee and depreciation fee); By the end of this century, realize the cost calculation (including management fee, maintenance fee, depreciation fee, investment interest and property tax).

2. After the rent is increased, the employee shall be appropriately given housing subsidies. Where the employees (including retired employees) who rent the municipal direct management and self-management public houses, the unit to which they belong shall calculate 2.5% of the housing subsidy wages according to their monthly salary, and shall issue subsidies on a monthly basis. After granting subsidies, all previous housing rent reduction treatments and housing subsidies will be abolished.

3. Housing subsidy funds mainly come from the conversion of housing funds originally used.

4. After the rent is raised, the increased rent will be used exclusively for housing management, maintenance and renovation. Units with more new houses, which are used for the balance of housing management and maintenance expenditure, can be included in housing fund provided by employer and are not allowed to be used for other purposes.

5. Appropriate care should be given to the old Red Army and its widows, unemployed martyrs' spouses and their parents, disabled revolutionary soldiers in rural areas and poor households in society who have difficulty in paying the new rent after the rent is raised.

after the rent is raised, the new rent of retired cadres is offset by the family housing subsidy. If the increase is too much, the unit will give appropriate subsidies within a certain period of time.

6. New houses will be rented at a new rate. According to Guo Ban Fa (1991) No.73, newly completed houses will be rented according to three factors: maintenance fee, management fee and depreciation fee, and the unit will give appropriate subsidies according to the principle of giving more and making less. Before the three factors are reached, we can supplement them by allocating houses to buy bonds or paying lease deposits.

(II) Encourage employees to buy public housing

1. Except for the public housing that cannot be sold according to the policy, public houses directly managed or managed by units should be included in the scope of sale and sold to individuals.

All employees who have permanent residence in this city and meet the housing allocation conditions can buy newly-built or vacated public housing for their own occupation. Tenants who have rented public housing can also apply for the purchase of public houses.

all units must adhere to the principle of first selling and then renting new houses, and give priority to selling them to households without houses, crowded households and inconvenient households. The rental and sales ratio of housing distribution in each unit shall be implemented after approval by the municipal housing reform office.

2. The sale of public housing to individuals shall be carried out according to the standard price and market price respectively. Within the distribution control standard, the standard price shall be implemented. The standard price of new public housing is calculated according to the construction cost of housing itself plus compensation for land acquisition and demolition, and the standard price of old public housing is calculated according to the new discount of housing replacement price, and is determined according to the adjustment factors such as environment, orientation and floor. The difference between the standard price of the new house and the comprehensive cost is partly borne by the employee's unit. The purchase of new public housing (including vacated old public housing) that exceeds the housing allocation control standard shall be priced at the market price. The market price shall be implemented for housing purchased by high-income people in society.

in order to encourage employees to buy houses, in the initial stage of housing reform, the compensation for land acquisition and demolition in the standard price is temporarily subsidized by the employees' units. In 1993, the personal burden per square meter of the residential building area of the newly-built brick-concrete heating building sold at the standard price shall not be lower than that of 3 yuan; Brick-and-wood bungalow per square meter in 25 yuan. The decoration expenses that exceed the ordinary standard shall be increased according to the actual amount. The price standard of housing sold by each unit needs to be approved by the municipal housing reform office, and the after-sale ownership needs to be handled by the real estate management department.

3. In order to encourage employees to buy houses, all tenants who buy existing houses will be given a 2% discount on payables. Give a 2% discount for the payment of the purchase price at one time, and give a 2%-1% discount for the length of service of the employees. After the employee purchases the house, the heating fee payable is still implemented according to the relevant provisions of the original rented public houses.

4. Establish a time-limited warranty system after sale. Sold public housing, its * * * parts and public facilities, after technical appraisal, it is not man-made damage, within three years by the property unit responsible for maintenance; The normal maintenance of indoor self-use parts is the responsibility of the current residents.

5. The housing purchased by employees at the standard price has some property rights, that is, the right of possession and use, the right of limited disposition and the right of income; Can be inherited, not given. After paying the house price, the property right management department will transfer the ownership and issue the house photos. Five years after buying a house, it is allowed to be sold according to the regulations, and the original property right unit has the preemptive right. After deducting the investment in maintenance, decoration and related taxes and fees, the seller can only get the proportion of the original purchase price to the comprehensive cost, and the remaining part of the country and the original property rights unit can be recovered separately. If it is sold within five years after the purchase, it will be depreciated at the original purchase price and sold to the original property unit or real estate management department.

(3) Implementing the housing accumulation fund system and establishing the housing fund

Housing accumulation fund is a kind of compulsory long-term savings. Through long-term savings, accumulate and raise funds, improve the ability of workers' families to solve their own housing, establish housing funds for cities, units and individuals, and expand the financing of housing construction funds.

1. All permanent employees and contract employees of party and government organs, mass organizations, institutions and enterprises who work in this city and have permanent residence in the city shall implement the housing provident fund method.

retired cadres and workers are not allowed to apply the housing provident fund method.

temporary workers and foreign employees of foreign-funded enterprises are not allowed to implement the housing provident fund method.

2. The housing accumulation fund is formed by employees paying a certain percentage of the standard salary on a monthly basis and the unit where they work also provides a certain percentage of the employee's salary on a monthly basis. Both funds are owned by the employees themselves. The payment rate of housing provident fund is determined and adjusted by the municipal government according to the changes of economic development and personal income, and is published annually.

In p>1993, the payment rate of housing provident fund for individual employees and their units was set at 5% of the standard monthly salary of employees.

3. The stored housing provident fund shall bear interest at the current savings deposit rate specified by the People's Bank of China, excluding compound interest.

4. In the housing accumulation fund, the part borne by the individual is deducted from the personal salary; The part provided by the unit, the source of funds is based on the conversion of the original housing funds, and the insufficient part, the administrative and public institutions are approved by the financial department at the same level and charged according to the prescribed channels. The entry cost of enterprises should be controlled within 2%.

5. Personal use and withdrawal of housing provident fund can only be used to pay the expenses of employees' families for purchasing their own houses, self-built houses, renovation and overhaul of private houses, and other expenses cannot be paid by housing provident fund. Workers retired or transferred from the city, the balance of housing provident fund principal and interest are all extracted by workers. When an employee dies while in office, the principal and interest of the housing provident fund shall be extracted by his legal heir.

6. The municipal housing fund management center is responsible for the daily work of housing fund collection, use and management. Housing fund management is subject to the supervision of the financial and auditing departments.

(4) implement the new system of new houses, and rent houses to buy bonds

1. In order to raise funds for housing construction extensively and gradually realize the paid distribution of housing, employees who rent public houses must purchase housing construction bonds according to regulations before they can obtain the right to use housing and pay rent according to regulations.

2. Housing construction bonds are issued and repaid by Jilin Municipal People's Government. The sale and redemption of residential construction bonds are temporarily entrusted to the Real Estate Credit Department of the Municipal Construction Bank.

3. Subscription base of residential construction bonds. In 1993, the allocation of newly-built houses was tentatively set at 5-8 yuan per square meter, and the subscription base of vacated old houses was 3 yuan-5 yuan per square meter. Now all rented public houses are 5 yuan per square meter. In the future, it will be adjusted with the change of price index. Relocated households due to urban construction, renovation and demolition subscribe for residential construction bonds according to their expanded area.

4. The amount of bonds subscribed for the allocation and lease of newly-built housing shall be approved by the Municipal Housing Reform Office, and the construction unit shall be responsible for purchasing and selling on behalf of others. Only after the tenants subscribe can the housing lease procedures be handled.

5. The interest and repayment period of residential construction bonds shall be determined by the municipal government. The annual interest rate of residential construction bonds issued in 1993 is 3.6%, excluding compound interest, and the principal and interest will be repaid in one lump sum after five years.

6. Housing construction bonds are used exclusively for housing construction. In principle, low-interest housing construction loans are issued to units according to the amount of bonds subscribed.

7. Where employees raise funds to build houses or cooperate in building houses to obtain housing property rights, they may be exempted from purchasing housing construction bonds.

before the implementation of this scheme, if the lease deposit has been paid, it will not be changed.

(5) Extra rent for over-standard housing

1. In view of the fact that in the next few years, the distribution of public housing can not meet the commercialization requirements of equivalent exchange, therefore, there should be specific standards for the distribution of public housing, and extra rent should be charged for the houses that exceed the housing distribution control standards.

2. employees who have won the title of national, provincial and ministerial model workers should be given proper care.

3. The standard for charging rent for the part of rented public houses that exceeds the distribution control standard is tentatively set as follows: double the rent if the use area exceeds the control standard by 1 square meters; If the use area exceeds the control standard by more than 11 square meters, the rent will be doubled.

4. Where public funds are used to purchase commercial housing for cadres and workers, the relevant regulations on housing allocation shall be strictly implemented, and it is strictly forbidden to exceed the control area standard.

(6) advocate fund-raising for building houses and encourage cooperative building houses

1. Fund-raising for building houses refers to a form in which a unit absorbs various funds, including personal funds and other idle funds, for the housing construction of its employees in accordance with the principle that the state, the collective and the individual * * *.

cooperative housing refers to a form in which the government or units come forward to organize and absorb personal funds to build houses. Cooperative housing is based on the principle of individual financing, unit funding, state support, democratic management and self-service.

fund-raising and cooperative housing construction should be combined with solving housing difficulties, crises and households without housing.

2. Fully mobilize the enthusiasm of units and employees to build houses, and vigorously support fund-raising for building houses. Cooperative housing should proceed from reality, organize housing cooperatives in an organized and planned way, and develop cooperative housing. It is necessary to bring fund-raising and cooperative housing construction into the normal management track.

3. fund-raising and cooperative housing construction must be approved by the municipal housing reform office. For fund-raising and cooperative housing construction, commercial network fees, civil air defense fees, education surcharges, paid use fees of state-owned land, environmental benefits fees, water and electricity pollution discharge capacity fees and infrastructure supporting fees are exempted according to the proportion of individual contributions to the comprehensive cost. In the tax policy, according to the provisions of the state to give preferential relief.

4. The property rights of fund-raising and cooperative housing shall be implemented according to the relevant provisions of the state and the province.