Personal account can pay the following expenses: 1, drug purchase expenses of designated retail pharmacies, and emergency medical expenses; 2. Handle commercial insurance and accident insurance for myself. ; 3, the basic medical insurance fund Qifubiaozhun below the medical expenses; 4, more than the basic medical insurance pooling fund Qifubiaozhun part, according to the proportion of 5 to pay personal expenses, personal account insufficient to pay part by myself.
(1) For employees under the age of 35, the basic medical insurance payment base is1. Including 3%;
(2) For employees aged 35 to 44, the basic medical insurance payment base is 1. Including 5%;
(3) For employees over 45 years old, the basic medical insurance payment base is 1. Including 7%;
(4) Retirees are counted as 4% of the per capita payment base of employees in this unit.
(5) Retirees from closed and bankrupt state-owned enterprises and older laid-off workers from state-owned enterprises who pay the remaining medical expenses in one lump sum shall be included in personal accounts according to 4% of the average salary of our city last year.