What is the fixed investment of the fund? Fixed investment of funds is to buy funds with a fixed amount within a specified period, usually a fixed amount every month, quarter or year, in order to achieve the purpose of diversifying risks, holding for a long time, reducing costs and stabilizing income. The fixed investment of the fund can be realized through banks, securities companies, fund companies or third-party platforms. Investors can choose different types, styles, scales and regions of funds according to their own needs and risk tolerance.
The advantages of fixed investment of the fund are that it can avoid market fluctuations, avoid emotional interference, reduce the cost of procedures, improve investment efficiency and accumulate wealth. Long-term fixed investment can enable investors to obtain compound interest effect under the power of time, that is, the effect of interest reinvestment, thus obtaining a higher rate of return. Fixed investment in the fund can also help investors cultivate financial habits, improve investment quality, enhance financial security and realize financial freedom.
Why choose the fund to vote? The advantages of fixed investment are that it can spread risks, reduce costs, avoid timing, stabilize income and hold for a long time. Diversification of risks refers to investing funds in funds of different types, industries, regions and scales, so as to avoid the risks of a single stock, a single industry, a single region and a single scale, thus achieving a balance between risks and returns. Cost reduction refers to reducing transaction costs, management costs and sales costs through regular investment, regular additions and automatic deduction, thus improving investment efficiency and return rate.
Avoiding timing means that investors do not need to consider market trends, economic situation, policy changes and other factors, but only need to follow the fixed investment plan, thus avoiding the risk of emotional interference, psychological pressure and investment mistakes. Stable income means that the fixed investment of the fund can reduce market fluctuation and individual stock risk, thus achieving long-term stable income and allowing investors to enjoy the power of time and compound interest effect. Long-term holding means that the fixed investment of the fund is a long-term investment strategy, which requires persistence, patience and confidence. Only when there is enough time and space can its advantages and values be brought into play.
How much income can the fund get from its fixed investment for five years? How much income the fund can get after five years of fixed investment depends on many factors, such as the type of fund invested, industry distribution, regional distribution, scale, cost, market environment and so on. Generally speaking, the return rate of fixed investment of funds is closely related to the overall market performance, economic growth and policy impact, but it is also affected by the investment ability, risk control ability and performance of fund managers.
Taking historical data as an example, it is assumed that investors will make a fixed investment of 1 0,000 yuan per month, and choose the Shanghai and Shenzhen 300 Index Fund to make a fixed investment for five years, that is, from 20 16 to February 2020, with a total investment of 60,000 yuan, a yield of 15.96% and accumulated income. If you choose other types, industries, regions and scales of funds, the rate of return and income may be different, but the basic investment principles and strategies are still applicable.
Fixed investment in funds is a long-term and steady investment method, which requires investors to choose appropriate fund products according to their own conditions and needs, formulate reasonable investment plans, and unswervingly implement and hold them in order to obtain satisfactory returns and achieve the goal of financial freedom.