2 million deposit in the bank, if it is a demand deposit, the interest rate is 0, then the annual interest is 7000 yuan. If it is a time deposit, take ICBC's one-year fixed deposit rate as an example, and the one-year interest rate is 35,000 yuan.

The deposit interest rates of different banks are somewhat different, but they all fluctuate on the benchmark interest rate. If it is a demand deposit, the deposit interest rate of the four major banks is, and the annual interest is = 2,000,000 * yuan; If it is a time deposit, the interest rates of one-year time deposits of the four major banks are different at present. Take ICBC as an example. If the one-year fixed deposit interest rate is 0, the one-year interest rate is = 2,000,000 * yuan.

If 2 million deposit banks buy a one-year wealth management product, usually the interest rate is 3%-5%, then the one-year interest = 2 million * 4% = 80,000 yuan.

The above three methods are all financial management methods with stable income. If the risk is low, investors with stable income suggest to choose the above three ways to deposit in the bank.

Investment channels include depositing in banks, buying funds, buying stocks, buying bonds, making options and so on. According to the current economic situation, the best way to manage money is to keep money in the bank. In addition, the most important thing in investment is the rational allocation of assets, which is commonly known as not putting eggs in one basket.