Partial debt fund: mainly investing in bonds, with moderate returns, more returns than bonds, but greater risks. Among them, the median allocation ratio of bond investment is greater than that of stock assets, and the gap between them is generally above 10%. If the difference is between 5% and 10%, the attribution will be determined according to the performance comparison benchmark. Here, I share some knowledge about partial debt funds for your reference.

What is a partial debt fund?

Partial debt funds mainly invest in bonds, with moderate returns and more returns than bonds, but the crisis is also greater. Among them, the median allocation ratio of bond investment is greater than that of stock assets, and the gap between them is generally above 10%. If the difference is between 5% and 10%, the attribution shall be determined according to the performance comparison benchmark and other conditions.

How to choose a partial debt fund

First of all, understand the investment target of partial bond funds. Although no less than 80% of all partial debt funds are invested in the bond market, the choice of bond varieties can also affect the future income of the fund. At present, some debt-biased funds with advanced concepts have targeted credit bonds. The credit bond market is still a relatively unfamiliar market. Simply put, credit bonds are non-state credit bonds except national debt and central bank bills, including institutional bonds, financial bonds of policy financial institutions, corporate bonds and corporate bonds. It can be seen that the crisis and income of credit bonds are higher than those of national debt. For example, at present, the average annual yield to maturity of credit bonds with a term of about five years is generally 4.0-5.5%, which is about twice as high as that of one-year time deposits with a yield of 2.25%.

Secondly, pay attention to the past performance of fund managers and the comprehensive asset management ability of fund enterprises. Different from the pure debt base, the partial debt fund also participates in the subscription of new shares and the secondary market at the same time, which puts forward higher requirements for the asset management ability of fund enterprises. As ordinary consumers, choosing fund products with brand advantages can get more protection. On 20/2009-20 10/0, Guo Fu Tianfeng Bond Fund (closed) achieved very good results. On March 20th, 2009, at the awarding ceremony of "Financial China Fund Award 2009", Guo Fu Tian Li Growth Bond Fund won three Lipper Bond Fund Awards of 2 years, 3 years and 5 years. It is the most awarded bond fund in this financial fund award.

Finally, pay attention to the charging method. The subscription, subscription and management fees of bond funds are relatively low, and the charging method is more flexible, which is convenient for all kinds of funds to invest. For example, the sold-out Guo Fu has a bond-increasing fund, and the C-type charging mode. The subscription fee for fund shares with a holding period of more than 30 days is zero, and the redemption fee is also zero. Investors can freely enter and exit, so that it will be very convenient for investors to use funds urgently, and it will achieve the purpose of maintaining and increasing value safely.

Characteristics of partial debt funds

Debt-biased funds have low crisis and low expected rate of return. We can flexibly allocate assets according to the trend of the stock market and share the opportunities brought by the stock market under the control of the crisis.