Whether a bond fund is good or not depends on its investment scope, fund stage increase and risk. Let's analyze Xingwen Quantai Bond Fund from these three aspects.
I. Scope of investment
As a bond fund, more than 80% of its assets must be invested in bonds. Judging from the fund positions of Xingwen Quantai Bond (the third quarter of 2065438+2008), the ratio of bond assets to bank deposits, among which the top five positions of bond assets are bank bonds. The bank has a high credit rating and the risk of bond default is not high. From the perspective of investment scope, the assets invested by Xingwen Quantai Bond Fund are relatively high-quality and have certain security.
Second, the fund has risen in stages.
Xingwen Quantai Bond was established on February 20 16 and 16. It's been about two years now, and the total return of the fund is the past year. The net value of the fund has increased, and its performance is not bad, ranking higher among similar funds. Judging from the periodic increase of the fund, Xingwen Thai bonds have good earning power. The bond market is in a bull market period, and Xingwen Zhongtai Bond Fund may continue this upward trend in the future.
Third, risk.
As a bond fund, Xingwen Quantai Bond has a higher risk level than the money fund, but if it is held for a long time, the probability of loss is not great. Historically, investors have achieved positive expected returns every month when they hold the fund. In the two years of operation, the net value of the fund has only decreased by 34 days. Generally speaking, the investment risk of the fund is still relatively low.
Summary:
From the analysis of the above three aspects, we can see that Xingwen Quantai Bond is a bond fund with stable expected income and low risk.
. The bond market is running well, and interested investors can seize the opportunity.