How to pay the enterprise annuity is as follows: The fees required for the enterprise annuity are paid jointly by the enterprise and individual employees.
According to relevant regulations, corporate contributions shall not exceed 8% of the total wages of the company's employees each year, and the total contributions of the company and individual employees shall not exceed 12% of the total wages of the company's employees.
The specific required expenses shall be determined through negotiation between the enterprise and the employee.
Individual employee contributions shall be withheld and paid by the enterprise from the employee's personal salary.
After the implementation of enterprise annuity, if the enterprise encounters operating losses, restructuring and mergers and acquisitions, etc. and is unable to continue to pay contributions in the current period, it can suspend payment after consultation with employees.
After the inability to continue payment disappears, the enterprise and its employees can resume payment, and can make additional payments in accordance with the enterprise annuity plan when payment was suspended based on the actual situation of the enterprise.
The number of years and the amount of additional payment shall not exceed the number of years and amount of the actual suspension of payment.
What is enterprise annuity? Enterprise annuity refers to a supplementary pension insurance system voluntarily established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.
Enterprise annuity is an important supplement to the national basic pension insurance and the "second pillar" of my country's urban employee pension insurance system (which consists of three parts: basic pension insurance, enterprise annuity and personal savings pension insurance).
In countries that implement modern social insurance systems, enterprise annuities have become a more commonly implemented enterprise supplementary pension plan, also known as "enterprise pension plans" or "occupational pension plans", and have become the endowment insurance system of the country where they are located.
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To sum up, the fees required for enterprise annuities are paid jointly by the enterprise and the individual employees.
Legal basis: Article 3 of the "Enterprise Annuity Measures" requires enterprise annuity fees to be paid jointly by the enterprise and individual employees.
The enterprise annuity fund is fully accumulated, and a personal account is established for each employee who participates in the enterprise annuity, and is invested and operated in accordance with relevant national regulations.
The investment and operating income of the enterprise annuity fund is merged into the enterprise annuity fund.