Stock funds refer to funds with more than 60% of fund assets invested in stocks.
At present, in addition to stock funds, there are also bond funds and money market funds on the market in my country.
Bond funds refer to funds with more than 80% of fund assets invested in bonds. In China, the investment objects are mainly treasury bonds, financial bonds and corporate bonds.
Money market funds are funds that invest solely in money market instruments.
The fund's assets mainly invest in short-term monetary instruments such as treasury bills, commercial paper, bank certificates of deposit, short-term government bonds, corporate bonds, interbank deposits and other short-term securities.
The yields of these three funds, from high to low, are: stock funds, bond funds, and money market funds.
But in terms of risk coefficient, stock funds are much higher than the other two funds.
Fund: Fund has a broad and narrow sense. In a broad sense, a fund refers to a certain amount of funds established for a certain purpose.
It mainly includes trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds.
What people usually call funds mainly refers to securities investment funds.