One of the characteristics of the volatile market is that the debt base suddenly smells good again. In fact, for many people, they saw the prosperity of the bull market. At this time, there is another choice between the stock base and the debt base, which is fixed income+products! Today, Bian Xiao will share with you the meaning of fixed income+fund for your reference only!
The meaning of fixed income+fund
According to the classification of Public Offering of Fund, there is no "fixed plus" fund, and the secondary debt base is a kind of bond fund. Bond funds are fund products with fixed-income financial instruments such as government bonds and financial bonds as the main investment targets; The secondary debt base means that besides fixed income investment, it can also participate in the subscription of new shares in the primary market and stock investment in the secondary market. The fiery secondary debt base makes a new product strategy concept "fixed income+"popular. However, the "fixed income plus" strategic products not only refer to the secondary debt base, but also include some partial debt mixed funds, FOF products and quantitative hedging products.
Fixed income plus fund means the meaning of "fixed income plus fund", which can be understood from two aspects: "fixed income" and "+". Fixed income is also a bond asset, which mainly refers to the relatively stable income provided to investors by using coupon leverage strategy or certain credit mining. "+"is an elastic income source based on fixed income, and "+"is both income and risk.
What are the characteristics of fixed income+fund?
A major feature of fixed income+fund is to invest in both stocks and bonds. We don't have to make multiple-choice questions. The problem is: both!
What are the advantages of buying both stocks and bonds?
In fact, stocks and bonds belong to different kinds of assets. Stock returns are high, but they also fluctuate greatly. Bond volatility is small, but the corresponding yield will be lower.
Fixed income+fund can effectively disperse the fluctuation of a single asset, and avoid "putting eggs in one basket" by balancing two assets.
In the past five years, judging from the performance of Shanghai and Shenzhen 300 and China Securities Total Debt Index, there is a "seesaw effect" in stock bonds, except for a few extreme markets, there is rarely a situation of "rising together and falling together".
What was the performance of fixed income+products in the past?
I also want to take you to this question from two angles.
First of all, from the volatility of fixed income+products, the partial debt hybrid fund index has achieved positive returns for nine consecutive years since 20 12, which can be said to have quite stable performance in different market environments.
Secondly, if you hold fixed income products for a long time, you may also get a good investment experience!
As can be seen from the data, if you randomly choose to buy the partial debt hybrid fund index in the last five years 1 trading day, and hold it for three months, six months and 1.6 1%, the probability of positive returns is 83.97% and 97.95% respectively!
In fact, this is the same as partial stock funds. As an asset that needs long-term investment, long-term holding will have a better investment experience than short-term holding!
Ok, that's it for today's fixed income+small class. If you are still struggling with the fluctuation of the stock base and don't like the performance that the debt base is too stable, it may be a good choice to try the fixed income+fund with both stock and debt.
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