How to choose a fund for investment?
Broadly speaking, funds are set up with a certain amount of funds for a certain purpose, such as common social security funds, provident funds and other foundations; In a narrow sense, funds are funds with specific purposes and uses.
1, trend of fund net value
Pay attention to observe and summarize the trend of fund net value.
2. Fund type
Choose a fund according to your risk tolerance. Funds with fast net growth also have greater investment risks. Investors with strong risk tolerance can choose equity funds; If your tolerance is weak, you can choose a bond fund. In addition, investors who need funds to maintain liquidity can choose money funds.
3. Investment objectives
When investing, you must plan ahead, and you can't invest blindly. The same is true for investment funds. If you want to achieve short-term goals, don't choose stock funds; If you want to achieve long-term goals, you can choose index funds and stock funds to obtain long-term investment income.
4. Fund costs and expenses
Fund is also a commodity, which is always pursued by consumers. It is better to buy more fund shares with less money. Because of this, fund companies with good growth and thoughtful service charge higher fees. Don't just base on cost and preferential rates, choose the best among the best.
5. Fund managers
Choosing a fund with excellent fund managers under an excellent fund company can help investors get stable income in the unpredictable market, and investment experience is also very important in fund operation.
6. Fund investment ratio
Funds that are brave enough to invest in funds must consider the ratio with family income. You can't say that money is in one basket. Generally speaking, it is impossible to buy all the funds into funds, especially high-risk funds.