Driven by some large-cap stocks, the A-share market has been rising steadily, and the funds that buy these large-cap stocks in groups have also earned a lot of money. Stimulated by the fund's money-making effect, the issuance of new funds is also quite hot. In the first two weeks of June 5438+ 10, the issuance scale of equity funds has exceeded 200 billion yuan. So, for investors, is it better to buy a new fund than an old one?

Investors in the A-share market have a new complex. After all, like stock innovation and convertible bond innovation, the income is good. However, it is obviously not feasible to use stock innovation and convertible bond innovation in fund innovation. Let's look at the advantages and disadvantages of the old and new funds.

What are the advantages and disadvantages of the new fund compared with the old fund? 1, advantages

First of all, the subscription rate of the new fund may be lower than that of the old fund. However, this is only the general situation. In fact, the subscription rate of some old funds is lower than that of new funds.

Secondly, the new fund has no burden, and fund managers can give full play to it, which is conducive to creating good performance. Because the new fund has just been issued, I didn't buy any stocks before raising it. At this time, the fund manager has no burden and a lot of money to control, which may be easier to do. But whether the performance can be done well depends on the personal ability of the fund manager and the quality of the market.

In this way, the advantages of the new fund compared with the old fund are not obvious. However, compared with the old fund, the disadvantages of the new fund are obvious.

2. Deficiencies

First of all, because the new fund has just been issued, there is no reference to historical income data, or even data on which stocks the fund bought, so there is no way to predict the future performance, so we can only pin our hopes on the fund manager. Old funds can at least predict future trends based on historical performance and shareholding.

Secondly, it may take a long time for new funds to open positions, at least several months or even more than half a year. There may be no or little income from your subscription to the fund to the completion of the fund's position. Old funds are generally bought on the same day, and after confirmation the next day, they generate income on the third day.

In addition, when the issuance of new funds is hot, it is often after the bull market has gone for a while, because it is difficult to issue new funds in the bear market. After all, investors are naturally reluctant to buy funds before they see the opportunity to make money. At this time, when the new fund enters the market, it is obviously chasing high. It will take at least a few months for a fund to complete its position. It is not known whether the bull market was still there when it opened its position.