Do post-80s and post-90s groups need to pay endowment insurance? Should post-80s or post-90s groups pay endowment insurance? At present, many post-80s or even post-90s groups don't have a basic conceptual framework for the old-age insurance, and they always think that the day when they arrived at the old-age service was a long time ago, in other words, far away. Now they don't consider the issue of providing for the aged like this. Everyone is likely to have a vague definition, that is, as long as you pay 15 years of endowment insurance.

Moreover, such an idea is incorrect. Although the total payment period of old-age insurance meets 15 and above, we can experience the old-age benefits, but what we don't know is that the minimum payment period required in 15 only pays everyone's basic old-age insurance benefits according to the minimum payment period, so in this case, everyone finally experiences a very low level.

On the contrary, if people pay social security and basic old-age insurance when they are young, such as joining the basic old-age insurance at the age of 20, then when I retire after the age of 60, your total payment period will be at least 40 years, so you can enjoy the payment period of 40 years. At the same time, the matching pension salary is much higher than the payment level of 15, so the longer the total payment period.

For the post-80s or post-90s group, it is also extremely important to pay social security and endowment insurance, because it is the only source to ensure that everyone can get a fixed income after retirement. Therefore, if you don't participate in the basic endowment insurance, it will be very obvious that there will be no pension treatment in the end, so how to deal with the life problems of the elderly after retirement will be obvious. Therefore, participating in old-age insurance can solve an important foundation for everyone's retirement salary and is also an extremely important fixed income.

Obviously, everyone needs to pay old-age insurance, whether it is the post-80s group, the post-90s group or even the post-00s group. As discovered now, as a group born after 2000, there may also be groups who have taken up jobs and have to pay basic old-age insurance. For this payment of the basic old-age insurance, we can't see the day of retirement, but as long as we ensure that we have enough payment years, the benefits we will get in the future will definitely be there.

Therefore, paying endowment insurance is not only for our post-80 s or post-90 s groups. Although their retirement time is not long, they should plan ahead from today, so that they can definitely get higher pension wages in the future. Then such pension wages must be related to the social security payment period of everyone's pension insurance. Therefore, the post-80s and post-90s groups must participate in the basic old-age insurance. As long as you participate in the unit, in fact, you will basically have an old-age insurance treatment, so that you can pay social security normally.