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Can the maintenance fund be refunded if the loan is not approved?
Legal analysis: it can be returned, but the user needs to bear the responsibility for breach of contract. Residential special maintenance funds refer to funds earmarked for the maintenance, renewal and transformation of residential parts and facilities after the expiration of the warranty period, and shall not be used for other purposes.

Legal basis: Civil Code of People's Republic of China (PRC).

179th ways to bear civil liability mainly include:

(1) Stop the infringement;

(2) remove obstacles;

(3) eliminating danger;

(4) returning property;

(5) restitution;

(six) repair, rework and replacement;

(7) continue to perform;

(8) Compensation for losses;

(9) Paying liquidated damages;

(ten) to eliminate the influence and restore the reputation;

(eleven) apologize.

Where the law provides for punitive damages, such provisions shall prevail.

The ways of bearing civil liability as stipulated in this article can be applied separately or in combination.

Article 186 If a party breaches the contract and damages the personal rights and property rights of the other party, the injured party has the right to choose to ask it to bear the liability for breach of contract or tort.