Zheshang Bank is the 12 joint-stock commercial bank established in China with the approval of China Banking Regulatory Commission. Its English name is "China Zheshang Bank Co., Ltd." and its English name is "CZB". It has a registered capital of 654.38+065.438+05.438+00 million yuan and is headquartered in Hangzhou.
By the end of 20 14, 12, and 3 1, the total assets of Zheshang Bank reached 669.957 billion yuan, the balance of various deposits was 363.28 billion yuan, and the balance of various loans was 259.023 billion yuan, ranking/kloc-0 among/2 national joint-stock commercial banks.
: 1. The development of Zheshang Bank
1.On August 18, 2004, Zheshang Bank officially opened.
By the end of 20 14, 12 and 3 1, Zheshang Bank had established nearly 12 provinces and cities such as Beijing, Tianjin, Liaoning, Shanghai, Jiangsu, Shandong, Guangdong, Chongqing, Sichuan, Shaanxi, Gansu and Hubei.
2. From 20 15 12.5, individual customers of the Bank enjoy the policy of free inter-bank transfer in all electronic channels such as online banking, mobile banking, self-service transfer machines and ATM machines.
On March 201June 16, Zheshang Bank was listed in Hong Kong IPO.
3.2016110610 The reporter learned from the Zhengzhou Zhengdong New District Management Committee that the China Banking Regulatory Commission agreed to establish the Zhengzhou Branch of Zheshang Bank Co., Ltd. The presence of Zheshang Bank in Zhengdong New District marks that 12 national joint-stock banks have all settled in Henan, and Zhengdong New District has taken a solid step towards building an international regional financial center.
2065438+On September 20, 2008, Zheshang Bank issued an announcement on the National Internet Finance Registration Information Disclosure Service Platform of China Fund Industry Association, indicating that it was evaluated through the personal online loan fund depository system (P2P online "white list"). Lending institution deposit bank).
Second, Zheshang Bank's loan business
1. Zheshang Bank pays attention to the cultivation and development of small enterprises and investment banking business, and its characteristics begin to appear. Zheshang Bank has established a small business credit center and 465,438+0 professional institutions in accordance with the small business banking policy of "specialized operation, close positioning, efficient examination and approval, and multi-mode service" to innovate and develop "bridges and tunnels". Mode, joint loan, villagers' guaranteed loan, one-day loan, three-year loan and other "all-loan" products that break through the mortgage and pledge mode and meet the needs of the masses.
2. Small business owners, in which "Small Business Joint Guarantee Loan" and "Villager Guaranteed One-day Loan" were rated as "Top Ten Small Enterprises and Financial Products with Characteristics of Agriculture, Countryside and Farmers" in 2009 and 20 10 respectively, and "One-day Loan" products were also rated as "Special Financial Service Products for Small Enterprises of Banking Financial Institutions" by CBRC; Zheshang Bank has also won the honor of being the national advanced unit of financial services for small enterprises and the top ten financial services institutions for small and medium-sized enterprises for many years.