What are the skills and methods of buying and selling money funds?
1, buy old but not new
When choosing money fund products, choose old funds that have been issued for a period of time instead of new funds that have just been issued. After all, after a period of operation, the performance of the old fund can be found out and has certain reference value. However, as the new fund has not yet been put into operation, it is not known whether it can achieve good results.
2. Buy high and don't buy low
Choose some money fund products with the highest annualized income, not those with lower annualized income. Because money foundations with high annualized returns on investment have high returns; If you invest in a money fund with low annualized income, there may be no income. Of course, the annualized income of the money fund is not fixed, but floating.
3, short is not long.
Monetary fund is more suitable for managing short-term funds, liquidity and temporary funds with no clear purpose; As for those funds that don't move in the medium and long term, it will be better to choose wealth management products with higher returns. The money fund itself mainly invests in short-term monetary instruments. Although the security is high and the income is relatively stable, the income is not particularly high, and long-term investment cannot earn a lot of income.