the front end is good.

1. The risk is lower. The front-end charges are more flexible, and the back-end charges are suitable for long-term investment. Front-end charge refers to the way that investors pay the subscription fee when they buy open-end funds. Back-end charge refers to the payment method that investors do not pay the subscription fee when they buy open-end funds and wait until they sell them. Back-end fees are designed to encourage investors to hold funds for a long time. Long-term holding is more risky.

2. The rate is lower. The back-end subscription fee is charged at the time of redemption. The subscription fee is 1.8% within one year and 1.2% within one to three years; Three to five years is .6%. If you buy the back end and sell it within one year, you will have to pay 2.4%. Because on the fund sales platform, the back-end subscription fee is not discounted. In contrast, the previous short subscription fee is paid in one lump sum, and there is a discount, and the rate is relatively lower.