Does Tian Tian Fund have guaranteed capital and interest?
Tian Tian Fund does not guarantee principal and interest. The types of funds in Tian Tian mainly include: money fund, bond fund, mixed fund, index fund and stock fund.
Generally speaking, money funds and bond funds have relatively small risks and relatively stable returns, while hybrid funds, index funds and stock funds have relatively large risks and belong to high-risk and high-return investments.
When investors buy a fund, they can buy it according to their own risk tolerance, taking into account the past historical performance of the fund, the fund manager, the fund size and other factors.
Which funds are safe?
Generally speaking, as long as financial management is risky, so is the fund, which does not guarantee the principal or interest. However, due to different types of funds, their risks are also different. Among all fund types, money fund has the lowest risk and very stable income. Although the principal or interest is not guaranteed, it basically does not lose money, which is very safe.
Secondly, although the risk of pure debt bond funds is higher than that of money funds, they will not lose their principal for a long time, and their security is still quite high, such as stock funds, hybrid funds and index funds. The risk will be relatively high, and ordinary investors must be cautious when buying.