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Why does the fund lose money when it goes up?
Fund investment fluctuates with the market, with ups and downs. If the fund has gone up, but it is losing money, the possible reasons are as follows:

1. Investors need to pay the corresponding handling fee when purchasing the fund for the first time. Even if the net value of the fund rises, as long as the net value does not exceed the handling fee of the investor, the investor will find that his fund is losing money;

2. The Fund is a long-term holding investment, and the redemption fee of the Fund is determined according to the holding time of the Fund. If the increased net value of the fund cannot cover the redemption fee, investors will find losses after redeeming the fund;

3. Buy funds at a high level. Even if the fund keeps rising before investors make a subscription, it does not mean that the fund can keep rising. On the contrary, with the continuous rise of funds, the rising space of funds may be reduced, and the investment risk of investors may increase. If investors buy a fund near the apex, even if the fund only fluctuates normally, investors are likely to lose money;

4. follow the trend to buy funds. It may lead to an inflated fund. After investors who follow suit enter, such funds may fall.

Tips: The above instructions are for reference only and do not constitute any suggestions. There are risks in entering the market, so investment needs to be cautious.

Reply time: 202 1-09-03. Please refer to the latest business changes announced by Ping An Bank in official website.

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