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What is the nature of China Post's life pension annuity insurance?

China Post Premium Life Pension Insurance is a life insurance with the nature of financial management, which can meet the needs of consumers for financial management through insurance.

Before we start the in-depth evaluation of the premium life pension insurance, we need to know these contents about the annuity insurance: Learn this trick and stay away from the 99% pit of the annuity insurance

Let's take a look at the protection map of the premium life pension insurance:

Anyone born 3 days to 6 years old has the opportunity to apply for premium life pension insurance, and this product can give the insured lifelong protection.

Premium Life Pension Insurance supports wholesale or periodical premium payment, or chooses to pay to 55 or 6 years old. Male insured persons can choose to adopt the old-age pension from the age of 6/65, and women can choose to take it from the age of 55/6. It should be noted that if the female insured chooses to receive the pension annuity at the age of 55, the payment period will not be paid to the age of 6.

how to choose the payment period is more comprehensive in this article: how to choose the payment period so as not to lose money?

during the insurance period, the premium life pension insurance will pay the old-age pension for the insured as agreed, provide death protection, exempt the insured from liability for accidental injury, and support the policy pledge loan.

among them, the pension annuity of life pension insurance with preferential treatment supports the guaranteed collection, and you can check the corresponding situation through the protection map.

compared with some products of the same type that have no exemption for the insured, the premium premium paid in the future can be exempted when the agreed conditions are met and the trigger mechanism of premium exemption for the insured is met, so that the insured can continue to enjoy product protection.

If you are interested in premium life pension insurance, you can go here to learn more: Is China Post Premium Life Pension Insurance worth insuring? What is the profitability?

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