1, three to five years is not long, because Southern 500 is an index fund with high risk, and Harvest Growth is a mixed partial stock fund with relatively low risk.

2. If the SSE 500 index rises to zero after three years, it will be difficult for the Southern 500 Fund to make a profit, while Harvest Growth Fund can make a profit by "proactively attacking" such as speculating in stocks, warrants and new shares. In other words, in the short term, the bumper harvest is more likely to increase than the Southern 500.

Remind the landlord that the dividend method must be set to "cash dividend", which is the only way to maintain vested interests at all times.