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The difference between holding the same fund and not selling it and selling it first and then buying it.
Take a random trend of fund net value as an example:

If you keep it and don't sell it, then your income from the beginning to the latest is about 7.7%, because there are ups and downs (A-B).

If you can sell in A and buy in B, then your income is about 6%+8% =14%;

Of course, you may have sold it in C and bought it in A. ...

Therefore, if you are familiar with and confident in the fund and market, you can sell and buy. If you don't understand it very well, it is also a good choice to keep it.

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