Many investors don't think clearly when they buy funds, and they will want to return them after buying them. So if the funds have not been confirmed, can they return them? Can I get a refund after the fund is purchased? The following small series will bring you a refund after purchasing the fund, which will be of great benefit to you. Let's have a look.
Can I return the fund without confirmation?
It depends on whether the fund can be returned after it is bought. If the fund has a withdrawal page, it can be returned. If the fund has no withdrawal page, it cannot be returned. So when judging whether it can be returned, it depends on whether the fund has a cash withdrawal page.
If, after the fund purchase is confirmed, the fund loses money and the investor does not want to hold it, the fund can be redeemed, although it cannot be refunded. Just be aware that the handling fee for holding funds in the short term is relatively expensive, so if they redeem them at a loss, they may make things worse and lose more.
If the fund itself is in a bad situation, it should also be stopped and redeemed in time, because it is necessary to avoid greater losses in the follow-up process of the fund, because the fund itself has risks, so everyone should be cautious in financial management and know more about the fund before buying.
Can I get a refund after the fund is purchased?
The fund cannot be returned after purchase, but it can be redeemed, but the redemption fee held by the fund is higher in the short term. However, if you choose a bad fund, it is a wise choice to stop loss in time and avoid greater losses.
It should be noted that some funds belong to closed-end funds, so after the subscription, the fund enters a closed period, and then the fund cannot be redeemed. Even if the fund has been losing money, it can only be redeemed by looking at the loss, and it can only be redeemed when the fund expires or is open.
If you care about the liquidity of the fund, you can consider the money fund. The liquidity of money funds is relatively good, generally there is no closed period, and the redemption time is relatively fast. Generally, it can be redeemed within T+ 1 day.
Let's give a simple example: suppose an investor buys a money fund, which is the redemption rule of T+ 1 day. If it is redeemed on Monday on a working day, it can be redeemed on Tuesday, and the time of receipt is faster. The money fund has relatively small risk and stable income, which is more suitable for conservative investors to hold.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.