1. Make a fixed investment with a monthly income of not less than 10%~20% every month.
2. It is recommended to invest in index funds or equity funds instead of bond funds and money funds. Recommend Harvest 300 and South Shenzhen Component Index ETF (back-end charge) .....
3. Choose old funds with stable performance of well-known companies for more than three years. The top ten fund companies are Huaxia, Bosera, Jiashi, Nanfang, Guotai, Guangfa, Guo Fu, E Fund,
Great achievement .....
4. It is best to make a fixed investment not less than one market cycle, that is, not less than a complete process of bull and bear markets. It is best to go from bear market to bull market, not from bull market to bear market.
In fact, the best way of fixed investment is to invest continuously for more than ten years, insist on it every month without interruption, and it is best to make a fixed investment for life.
Don't be too scattered. It's best to choose one or two good funds for continuous investment. Don't turn around and don't be too scattered.
6. Don't be afraid to terminate the fixed investment in the bear market. Instead, increase the fixed investment, because you can buy more chips.
The bull market can invest less, but it doesn't have to end. Never invest more in a bull market, because the more you buy on rallies, the greater the chance of being quilted in the future. The bull market is recommended to be adopted every other month.
Investment, that is, remit money to Cary every other month, so that it can make a fixed investment in the transaction. The money that was not invested in that month is accumulated and put aside, and it is bought in one time or in batches when the bear market is low.
You can eat more stocks, and the bear market will still be fixed.
7. If you don't stop the deduction for three consecutive months, you will automatically terminate the fixed investment agreement and have to open it later.
8. Long-term fixed investment proposal: dividend reinvestment+back-end charges.
9. Keep a clear head, don't waver, stick to the fixed investment every month, and don't be influenced by outside rumors and terminate the fixed investment. It's only a few hundred dollars a month, and it can be done easily for the future.
Establish a good financial foundation.