General fund expenses mainly include subscription fee, redemption fee, management fee and sales service fee. There are several ways to charge the fixed investment fee of general funds:
1. For funds with front-end fees, subscription fees will be charged for each fixed investment.
2. Funds with back-end fees are not charged at the time of fixed investment, and subscription fees at different rates are charged at the time of redemption according to the holding time. If it is held for a long time, it will be redeemed after a few years. Some funds do not charge fees, but according to the specific situation of the fund, each fund is different.
It is worth noting that, generally speaking, Class C funds do not charge subscription and redemption fees, but they need to charge sales service fees. According to the holding date, one day is charged. Generally speaking, Class C funds are not suitable for long-term fixed investment.
Summary: Front-end funds will charge subscription fees every time they make a fixed investment, while back-end funds will not charge them when they make a fixed investment. When redeeming, they will charge subscription fees at different rates according to the holding time. Class C funds do not charge subscription and redemption fees, but they need to charge sales service fees.