You were tricked into buying insurance.

The common people's contract awareness and legal awareness are not strong, and they sign at will.

Insurance companies and banks have seized on this weakness to deceive people.

How many of you know the benefits of insurance?

A netizen summarized the insurance fraud techniques used by bank and postal savings bank employees: First, they interpret insurance as bank deposits, and selling insurance means that deposits come with insurance. Many people are still confused.

The second is to describe the ten-year insurance as three years, and the five- and six-year insurance as one or two years.

The third is to exaggerate accident insurance. Most bank insurance can only cover accidental death or no accident insurance, but bank employees all exaggerate that it covers accidents (the implication is that as long as there is an accident, everything is covered, and the words are deliberately vague).

The fourth is to exaggerate the income. The maturity income of bancassurance cannot be expected at all. However, bank staff, in accordance with the instructions of the insurance company personnel, exaggerate the income without authorization, basically saying that it is higher than the deposit, and interpret the ten-year guaranteed amount as one year, confusing customers.

audiovisual.

Fifth, the cash value on the policy is basically printed and pasted on the back of the policy to prevent customers from understanding the truth after seeing it and asking to surrender the policy; those dividends are the theoretical "expected maximum" income, based on the insurance company's annual profits.

Determined, dispensable, and obviously uncertain.

The content of the contract does not clearly state the specific amount to be received. Just saying how high it is will be a blank "check" that the insurance company cannot cash.

If it is not fulfilled due to various factors, there will be no legal responsibility.

Just ask those people upstairs who are advocating this business: every day they set up stalls in banks and put up advertising banners, all by individuals, selling insurance under various banners.

They sell long-term life insurance to ignorant old people, claiming that the interest rate is higher than that of fixed deposits. They promote financial products to ordinary people who don’t have enough money to pay renewal premiums, and they also provide insurance.

Turn their savings into insurance policies that claim to have high returns but cannot be withdrawn in advance. It is easy to buy insurance but difficult to settle claims.

They will give you a commission for every order they bring in, and they also ask you to use the money to hire people in the bank. If you can't sell it, and you don't have a penny of basic salary, you still pay back the money.