2. Not all credit cards of China Merchants Bank have points. Generally, they have points in shopping malls, department stores, restaurants, hotel accommodation, tourism and other credit cards. Consumers who do not count points include: online shopping, buying a house, buying a car, wholesale, charity, non-profit payment transactions, public schools, public hospitals, finance and other credit card websites that explicitly do not accumulate points.
Knowing the above two rules, you will know where the points come from, so that you can earn points with credit cards when traveling, having fun and shopping, such as banquets and going abroad.
Banks often cooperate with some designated merchants, where they can get multiple points by swiping their cards. The list of merchants designated by the bank can be found in the bank credit card official website.
5. In official website Bank, there are points discount activities all year round. For example, send points to change cards and send points in installments. You can always pay attention to the preferential activities in official website and double your points.
Question 2: How to swipe China Merchants Bank credit card to get points? Our credit card consumption accumulated points, every single consumption of 20 yuan /2 dollars accumulated 1 points.
Car cards and city theme series gold cards accumulate 1 points for every 20 yuan or USD 2, and an extra 50% points are given (the points are rounded off), but the validity period is 2.5~3 years. YOUNG card, Sina Weibo credit card and GQ card holders will get 1 times extra points in the birthday month, with a maximum of 2,000 points. Some merchants do not accumulate points for transactions and credit card charges. Click here to learn more: ccclub.cmbchina/...247a6c.
Points to account:
All points accumulated by consumption under the names of the main cardholder and the supplementary cardholder belong to the points account of the main cardholder, which is only used by the main cardholder.
Personal card and personal business card points that accumulate permanent valid points of China Merchants Bank credit card are calculated together.
Auto Card, City Theme Series Gold Card, Jiuyou.com Co-branded Card, Warcraft Card, ThinkPad Credit Card, QQ Member Co-branded Card, Kaixin.com Co-branded Card and American Express Card accumulate exclusive points, which are not combined with the points of other cards.
Gloria Hotels Group co-branded cards accumulate partner points, and aviation co-branded cards accumulate partner miles.
Question 3: Where are the points on China Merchants Bank's credit card? We don't judge whether you can get points according to what merchants you trade or what you buy. We check according to the type of account registration, so we can't predict the type of merchants you trade before you trade. I suggest you check with the merchant, or we'll check it for you after the merchant checks out. According to the points rules of China Merchants Bank, points are not calculated for some items: 1, annual credit card fee, revolving credit interest, expenses and interest of cash advance, expenses arising from overdue repayment (such as liquidated damages, interest, etc.), and other expenses agreed in the credit card collection contract of China Merchants Bank; 2. Related expenses withheld and remitted; 3. Including but not limited to the consumption of low-rate and zero-rate merchants such as real estate, automobile sales, wholesale, public hospitals, public schools, finance (insurance, investment), charity, residential services and non-profit social services; 4. Other projects designated by China Merchants Bank.
Question 4: What points can China Merchants Bank earn in shopping malls?
Question 5: Which credit cards of China Merchants Bank can't be counted as points? The following items of China Merchants Bank's credit card can't be counted as points, including but not limited to real estate/automobile/wholesale/* * * institutions/charities and other credit card cumulative points transactions, online transactions, self-service payment, withholding and remittance, annual fees, cancellation or refund transactions, revolving credit interest, liquidated damages and interest, and other transactions due to overdue repayment agreed in China Merchants Bank's credit card collection contract. However, online transactions of China Merchants Bank Credit Card Online Mall, Easy Bank, Alipay "Quick Pay" and Tenpay "Quick Pay" can all participate in the activities.
Question 6: How does China Merchants Bank accumulate credit card points? For example, how many cents per RMB? 1, accumulated credit card points, accumulated 1 points for every 20 yuan/USD 2 spent in a single transaction, and the points are permanently valid. Points cannot be combined with others. (The accumulation rules of points are the same as the consumption rules of deposits in the card);
2.AE American Express Card Points, Car Card Points, Jiuyou Card Points, Happy Card Points, Warcraft Card Points, FAW Toyota Card Points, QQVIP Card Points, City Card Points and Thinkpad Card Points are merged into China Merchants Bank Credit Card Points according to the ratio of 1: 1;
3. The accumulated points rules of the swipe card and the city card remain unchanged: you can still get 0.5 times the gift points, valid for 3 years; After the merger, customers can check the points that will expire after half a year through online banking, mobile banking and the official life channel of credit card APP.
4. Single consumption of aviation co-branded cards 18 yuan/USD 2 cumulative 1 consumption mileage, and single consumption of ANA co-branded cards/20 yuan/USD 2 cumulative 1 consumption mileage. The validity period of consumption mileage is subject to the announcement of the partner.
5. When the credit card points of China Merchants Bank are accumulated with Zunshang Platinum Installment Card, the points will be doubled according to the automatic installment amount of customers (generally, credit card consumption will no longer accumulate points), that is, the automatic installment amount will accumulate two permanent points of China Merchants Bank every 20 yuan, and the original transaction of general credit card consumption will no longer accumulate points. Points can be exchanged for platinum value-added service rights, ordinary points products, platinum exclusive points products and store points exchange products in other card centers.
Question 7: How to quickly increase the credit card points of China Merchants Bank? The only way to increase points is to spend more on credit cards. 1. The accumulated credit card consumption points of our bank are 1 points for each purchase, and the points are permanently valid. Points cannot be combined with others. (The accumulation rules of points are the same as the consumption rules of deposits in the card); 2.AE American Express Card Points, Car Card Points, Jiuyou Card Points, Happy Card Points, Warcraft Card Points, FAW Toyota Card Points, QQVIP Card Points, City Card Points and Thinkpad Card Points are merged into China Merchants Bank Credit Card Points according to the ratio of 1: 1; 3. The cumulative points rules of the car card and the city card remain unchanged: you can still get 0.5 times the gift points, valid for 3 years; After the merger, customers can check the points that will expire after half a year through online banking, mobile banking and the official life channel of credit card APP. 4. The single consumption of 18 yuan/US$ 2 can accumulate 1 mileage, and the single consumption of 20 yuan/US$ 2 by ANA can accumulate 1 mileage. The validity period of consumption mileage shall be subject to the announcement of the partner. 5. When the credit card points of China Merchants Bank are accumulated with Zunshang Platinum Installment Card, the points will be doubled according to the automatic installment amount of customers (generally, credit card consumption will no longer accumulate points), that is, the automatic installment amount will accumulate two permanent points of China Merchants Bank every 20 yuan, and the original transaction of general credit card consumption will no longer accumulate points. Points can be exchanged for platinum value-added service rights, ordinary points products, platinum exclusive points products and store points exchange products in other card centers.
Question 8: Which merchants of China Merchants Bank can get points for spending in supermarkets, department stores and commercial outlets, but they can't get points if they are credited to private enterprises.
For example: I bought a dress at Esprit and used my credit card to pay for it. The money is transferred to X Xin Company, and there are no points on the card, only consumption records; In Yintai, I got consumption points.
Various brands of digital cameras have different ways of consumption and promotion, and some can be paid in installments. I don't know which brand of digital camera you want to buy. If it's not expensive, pay it back early, and the repayment procedure is also troublesome.
Above 20 yuan, 1 yuan 1 points, China Merchants Bank points gifts, gifts are still good, similar to Pufa. However, the card of Shanghai Pudong Development Bank is still good. Even if you spend 5 yuan, he will give you a score.
Say it again:
It doesn't matter what card you swipe, as I said above, as long as the bank card has consumption points. China Construction Bank, Shanghai Pudong Development Bank, China Merchants and Guangfa all have activities to send points for consumption. Dinghao is a supermarket? Digital city? As long as he charges for the company, he will credit your consumption account and give you points. If it is personal payment or store payment, it is estimated that there will be no points for you, and there is only a consumption record on the card.
Nikon brand is not bad. Installment payment is different in various shopping malls, shops and specialty stores. There will be installment payment in specialty stores, but there are fewer shopping malls and shops.
Take a look and weigh it.
I hope it helps you.
Question 9: Is there a difference between using China Merchants Bank credit card to spend RMB with points and without points? A single transaction can earn cents per yuan, and the points generated by a single transaction can earn cents of the consumption amount, which will take effect on the day after the bank bookkeeping date.
Cardholders who use China Merchants Bank credit cards to swipe their cards in restaurants, hotels, department stores and other retail stores can accumulate points except for items that are not calculated according to the credit card points rules of China Merchants Bank.
According to the credit card points rules of China Merchants Bank, the following items will not be calculated.
1. The annual fee for the revolving credit interest of China Merchants Bank's credit card, the handling fee for cash advance and the fees arising from overdue payment of interest (such as interest on liquidated damages, etc.) shall be subject to other handling fees agreed in China Merchants Bank's credit card collection contract.
2. Related expenses withheld and remitted.
3. Consumption of low-rate and zero-rate merchants such as real estate, automobile sales, wholesale, public hospitals, public schools, financial charitable residents' services, and non-profit social services.