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Liver cancer critical illness medical insurance reimbursement ratio in 2020

The reimbursement ratios of medical insurance for liver cancer serious illness are as follows: 1. 85% reimbursement for cases below 0-40,000 yuan; 2. 90% reimbursement for cases below 40,000-80,000 yuan; 95% reimbursement for cases above 30,000 yuan - 80,000 yuan.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

A medical insurance fund is established through employer and individual contributions. After insured persons incur medical expenses for medical treatment, the medical insurance agency will provide them with certain financial compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic power of units and social members, coupled with government funding, so that sick members of society can obtain necessary material help from the society, reduce the burden of medical expenses, and prevent the social impact of the disease.

Members are “impoverished due to illness.”

1. It is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development.

In turn, the establishment and improvement of the medical insurance system will further promote social progress and production development; 2. Adjusting income differences reflects social fairness. Medical insurance adjusts income differences by collecting medical insurance premiums and reimbursing medical insurance service fees.

It is an important means for the government to redistribute income; 3. It is an important guarantee for maintaining social stability. Medical insurance provides economic help to sick workers and helps eliminate social instability caused by the disease.

An important social mechanism to adjust social relations and social contradictions; 4. An important means to promote social civilization and progress, the social system of medical insurance and social mutual aid reflects the social system of disease cost and risk among insured persons.

The new social relationship of "when one party is in trouble, all parties support" is conducive to promoting social civilization and progress; 5. It is an important guarantee for promoting the reform of the economic system, especially the reform of state-owned enterprises.

Article 28 of the Social Insurance Law of the People's Republic of China. Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.

Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance fund shall be settled directly between the social insurance agency and the medical institution and pharmaceutical business unit.