after 2 years, the investment income of 1% per year is 6.73256 times of the income.

It is compound interest and repeated profit, which has the advantages of stable income and good risk resistance. If the investment and financial management compound interest, the long-term accumulated income will be very satisfactory.

Confucius International, a professional global compound interest service company, devotes itself to helping suitable Chinese compound interest lovers to realize compound interest through global investment. Over the years, it has won a good reputation, once made a profit during the subprime mortgage crisis, and it still rarely exceeds 2%.

Confucius International has three kinds of compound interest services: global macro fund, special account compound interest and enterprise strategic management. The corporate culture is "compound interest * * * creation, * * * realization and * * * enjoyment".

In addition, regarding compound interest, Einstein said, "The biggest energy in the universe is compound interest, and the eighth wonder in the world is compound interest"

On July 14th, 28, shanghai securities news also wrote an article: "Long-term investment produces compound interest effect: Manhattan Island can be bought for $24", which reads as follows:

Manhattan is bought for $24! This is not an absurd idiotic dream, but a long-standing story, an achievable wish, and an old-fashioned investment method, but not many people can do it.

The story goes like this: In 1626, Peter Minuit, the governor of New Netherlands, bought Manhattan Island from Indians for about $24. By January 1, 2, the value of Manhattan Island had reached about $2.5 trillion. Buying Manhattan for $24, Peter Minuit undoubtedly took a big advantage.

however, if you change your mind, Peter Minuit may not take advantage. If the Indians at that time took this $24 to invest, according to the investment income of 11% (the average investment return rate of the American stock market in the past 7 years), by the year 2, this $24 will become $238 trillion, far higher than the value of Manhattan Island of 2.5 trillion, almost 1, times its current value. In this way, Peter Minuit has suffered a big loss. What magical power has made the assets achieve such a huge multiplication?

it is compound interest. The compound interest effect of long-term investment will double the appreciation of assets. Einstein once said, "The greatest energy in the universe is compound interest, and the eighth wonder of the world is compound interest". A small base, even with a small amount of growth, over time, will expand into a huge astronomical figure. Then, even with a starting point like $24, after a certain period of time, you can still afford a super island like Manhattan.

maybe 2.5 trillion yuan is too big for us, and 37 years is too long for us, but for those investors who are good at making money by using the increasing effect of compound interest, they can also accumulate considerable wealth in a period of time. Take fund investment as an example. If we start from the age of 2, we will take out 1 yuan to invest in the fund every month, and then continue to invest in 1 yuan every month, which is what we often call regular investment. According to the annual investment income of 1% (the average fund income in 27 was 128%), by the time we are 6, we will have 637,8 yuan. I believe that the starting point of 1 yuan should not be a problem for many investors, but it can accumulate into more than 6,, and the power of compound interest can be seen.

Although many investors understand this truth, few investors can really stick to long-term investment and enjoy the compound interest effect. More investors always like to chase up and kill down, and always can't help the temptation of some interference factors, so they frequently enter and exit the investment market, which not only fails to yield considerable gains, but may lead to no gains or even heavy losses.

As far as fund investment is concerned, as long as investors have firm confidence and insist on holding for a long time, they can share the compound interest effect and realize the multiplication of assets. At the same time, combined with the fixed investment business of the fund, long-term holding can not only produce compound interest effect, but also achieve the effect of zero deposit and lump sum withdrawal, and realize the financial management goal of life. In a word, investment is important in persistence. (Changsheng Fund Puna)

References: Fenghuang. com, Caijing Digest and Confucius International Website, etc.

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