1. To withdraw money, the fund must be redeemed first, and the money fund will be received within 1-2 working days after redemption, and other funds will be received within 3-5 working days according to different purchase channels and fund companies.

2. Now many people buy money funds not as investment, but as a way of fund management, and exchange them with other funds to avoid the risk of stock market adjustment. It can also be used as a demand deposit to avoid the interest loss of early withdrawal of time deposits.

3. Money market funds are very qualified to enter the market. Generally, it is a short-term money lending market in which financial institutions participate, with good liquidity and ultra-low risk, so the rate of return is similar to that of bank deposits, and it is not an investment tool for pursuing high returns.